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Travel Medical Insurance

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Travel with confidence knowing you are protected from unexpected medical costs, whether you are exploring another province, visiting the U.S., or traveling worldwide. Travel medical insurance keeps a sudden illness or injury from turning your trip into a financial burden.

Your provincial health plan offers limited coverage outside your home province and even less when you travel outside Canada. Travel medical insurance fills those gaps and covers emergency medical care so you can focus on enjoying your trip.

What Travel Medical Insurance Covers

Typical coverage

Emergency medical treatment for illness or injury, hospitalization and physician services, ambulance transportation, diagnostic tests and lab work, prescription drugs for emergencies, emergency dental treatment, medical evacuation or repatriation, and 24/7 worldwide emergency assistance.

Coverage amounts can reach up to $10 million, depending on the plan.

When You Need Travel Medical Insurance

Common scenarios

Leaving your home province or territory, visiting the United States, traveling internationally, or needing coverage for additional benefits not covered outside your home province.

Types of Travel Medical Insurance Plans

Single-Trip Medical Plans

Perfect for occasional travelers and provides emergency medical coverage for one specific trip.

Multi-Trip Medical Plans

Ideal if you travel multiple times per year, covering unlimited trips within a 12-month period up to your selected maximum trip duration.

All-Inclusive Plans

Combine emergency medical coverage with trip cancellation, trip interruption, baggage protection, and more.

Top-Up Coverage

Extends coverage if your existing plan or credit card insurance does not cover your full trip length.

Why It's Worth It

Peace of mind

Avoid massive medical bills abroad, protect your savings, get 24/7 support, and travel stress-free knowing you are covered. Some insurers even offer family discounts, companion discounts, and free coverage for children under certain plans.

Who Should Get Travel Medical Insurance

Recommended for

Families traveling for vacation, snowbirds heading south, business travelers, students studying abroad, and anyone crossing a provincial or international border.

Traveling soon? Please make sure to get insurance before departure. Call today at +1 647 581 9773 for more details.